Prevented Planting & 1st Crop/2nd Crop Situations

Definitions:

(a) First Insured Crop – With respect to a single crop year and any specific crop acreage, the first instance that an agricultural commodity is planted for harvest or prevented from being planted and is insured under the authority of the Act. For example, if winter wheat that is not insured is planted on acreage that is later planted to soybeans that are insured, the first insured crop would be soybeans. If the winter wheat was insured, it would be the first insured crop.

(b) Second Crop – With respect to a single CY, the next occurrence of planting any agricultural commodity for harvest following a first insured crop on the same acreage. The second crop may be the same or a different agricultural commodity as the first insured crop, except the term does not include a replanted crop. If following a first insured crop, a cover crop that is planted on the same acreage and harvested for grain or seed is considered a second crop. A crop that is covered by FSA’s NAP or receives other USDA benefits associated with forage crops will be considered a second crop. A crop meeting the conditions stated in this definition is considered to be a second crop regardless of whether or not it is insured.

If the insured is prevented from planting the first insured crop in the crop year the following applies:

Insured‘s Options:

1. Not plant a second crop on the same acreage for harvest in the same crop year and collect 100 percent of the PP payment for the acreage, provided no other party plants a second crop on this acreage.
2. Plant a second crop on the same acreage for harvest in the same crop year. (A cover crop or volunteer crop may be considered a second crop.) (For PP, the second crop does not have to be insured or suffer a loss before the PP payment for the first insured crop (PP acreage) is reduced to 35%. Also, if a second crop is planted by someone else, the PP payment will be reduced.) When a second crop is planted and the insured does not qualify for double cropping, the following will apply:
   1. The insured will receive 100 percent of an indemnity that may be due for the second crop and 35 percent of the PP payment for the acreage of the first insured crop provided the second crop is not planted on or before the FPD or during the LPP (as applicable) for the first insured crop.
   2. The insured is responsible for a premium for the first insured crop of PP acreage that is commensurate with the amount of the PP payment paid for the first insured crop; i.e., 35%.
   3. The insured is responsible for paying the full premium for the second crop acreage, if the second crop is an insured crop. If second crop planted acreage follows first insured crop of PP acreage, it must be reported as insured acreage if it meets all insurability requirements for the crop. When PP acreage is the first insured crop, the insured does not have the option to not insure second crop acreage that is insurable if there is an active policy in the county for the crop.
   4. Subsequent crops planted will not affect the indemnity of second crop acreage.

This material is for educational purposes and it does not cover every possible situation that may arise during the crop year. It is also not an exhaustive list of all the changes and updates that have occurred nor does it cover all of the rules & procedures associated with prevented planting coverage. It is the duty of the insured to prove their claim to the Approved Insurance Provider so record keeping and documentation are very important. Please make sure that you take the time to read the policy provisions and applicable handbooks carefully. If you have questions or need additional information please feel free to contact your Rain and Hail LLC. Claims Representative.

Rain and Hail prohibits discrimination in all its programs and activities on the basis of race, color, national origin, gender, religion, age, disability, political beliefs, sexual orientation and marital or family status.

PP & 1st Crop/2nd Crop Timeline